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This position is located at Department of Housing and Urban Development, Asst Secretary for Housing-Federal Housing Commissioner.
This opportunity is also open to Status eligibles under announcement 22-HUD-2783. Please refer to that announcement for details on open period, eligibility, and how to apply.
09/21/2022 to 10/05/2022
$94,373 - $136,387 per year
GS 13
1 vacancy in the following locations:
No
Yes—as determined by the agency policy.
Occasional travel - You may be expected to travel for this position.
No
Permanent
Full-time
Competitive
None
No
No
22-HUD-2784-P
678392600
U.S. citizens or U.S. Nationals; no prior Federal experience is required.
Making a Difference: HUD's Mission
HUD's mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD is working to strengthen the housing market to bolster the economy and protect consumers; meet the need for quality affordable rental homes; utilize housing as a platform for improving quality of life; build inclusive and sustainable communities free from discrimination and transform the way HUD does business.
As a Senior Underwriter, you will:
- Research required underwriting procedures and techniques, requiring comprehensive knowledge of Direct Endorsement rules, regulations, and procedures.
- Serve as an expert-level resource within his/her Office on matters relating to Underwriting and other Direct Endorsement issues. Often, the incumbent's expertise is reflected in that he/she may be expected to serve as a trouble-shooter/Team Leader on Underwriting issues arising within the incumbent's Office.
- Be responsible for analyzing the risk inherent in the issuance of mortgage insurance on mortgages for one-to-four family loans to determine if a property is an acceptable risk, and to determine the credit eligibility of the mortgagors and to assure compliance with statutory, regulatory and administrative requirements, the key area of this responsibility is in evaluating the operation(s) of the Direct Endorsement and/or contractor performed underwriting program(s).
- Perform both the desk review of the property appraisal to determine the appropriate HUD estimate of value for proposed construction, existing construction, or substantial rehabilitation and, in certain circumstances, authorizes the issuance of the conditional commitment for home mortgage insurance; makes the determination of credit eligibility of the potential borrower; determines the acceptability of the mortgage for insurance (and classification of risk inherent in the mortgage) and authorizes the endorsement of the loan and the issuance of the mortgage insurance certificate binding the agency to the commitment through Mortgage Insurance Funds.
Candidates will be selected for a job assigned to one of the official duty stations listed in this announcement. Failure to report to duty at the location for which the candidate is selected may be grounds for a disciplinary action, including removal.
Key Requirements:You must meet the following requirements by the closing date of this announcement.
Specialized experience for the GS-13 is defined as one year of experience at the GS-12 level, or equivalent, that is directly related to the position and which has equipped the candidate with the particular knowledge, skills, and abilities to successfully perform the duties of the position. Specialized experience for this position must include:
- Reviewing and issuing a conditional commitment of single family property appraisals (1-4 units) as a Direct Endorsement (DE) Underwriter; AND
- Making decisions as a Direct Endorsement Underwriter (DE) for manually underwritten loans and issuing a firm commitment with the approval or rejection of the credit analysis of a potential borrower's mortgage application; AND
- Applying underwriting guidelines to make recommendations or decisions on single family mortgage insurance applications, including Federal Housing Administration (FHA); AND
- Overseeing projects that require coordinating and integrating the work of others and providing progress reports to management or high-level officials; AND
- Performing trend analysis, reporting findings and writing recommendations to management officials.
Experience may have been gained in either the public, private sector or volunteer service. One year of experience refers to full-time work; part-time work is considered on a prorated basis. To ensure full credit for your work experience, please indicate dates of employment by month/day/year, and indicate number of hours worked per week on your resume.
OTHER INFORMATION:
HUD employees are subject to a number of government-wide and HUD specific ethics laws and regulations, including restrictions on working in a real estate related business, and having Section 8 tenants, along with other prohibited interests and activities. To review applicable ethics rules and HUD specific restrictions, please visit https://portal.hud.gov/hudportal/HUD?src=/program_offices/general_counsel/ethics.
The duty station for this position will be a home-based worksite or other non-HUD owned space anywhere within HUD's Atlanta HOC Region, which encompasses the states of Alabama, Florida, Georgia, Indiana, Illinois, Kentucky, Mississippi, North and South Carolina, Puerto Rico, Tennessee.
Salary may be adjusted upon final duty location determination. Pay will be determined based on the duty location of the position. Employees will receive the locality rate associated with the location of their home worksite.
This is a 100% telework position, in which you may reside and work at a location within the Region of Atlanta HOC. If selected for the position, you must sign an employment agreement prior to onboarding that details the working conditions/expectations.
You will be evaluated for this job based on how well you meet the qualifications above.
Your application includes your resume, responses to the online questions, and required supporting documents. Please be sure that your resume includes detailed information to support your qualifications for this position; failure to provide sufficient evidence in your résumé may result in a "not qualified" determination.
Rating: Your application will be evaluated in the following areas: Communication, Project Management, and Technical.
Category rating will be used to rank and select eligible candidates. If qualified, you will be assigned to one of three quality level categories: Best (highest quality category), Better (middle quality category), or Good (minimally qualified category) depending on your responses to the online questions, regarding your experience, education, and training related to this position. Your rating may be lowered if your responses to the online questions are not supported by the education and/or experience described in your application.
Veterans' preference is applied after applicants are assessed. Preference-eligibles will be listed at the top of their assigned category and considered before non-preference-eligibles in that category.
Qualified preference-eligibles with a compensable service-connected disability of 10% or more will be listed at the top of the highest category.
Referral: If you are among the top qualified candidates, your application may be referred to a selecting official for consideration. You may be required to participate in a selection interview.
A complete application includes:
1. A resume: All applicants are required to submit a resume either by creating one in USAJOBS or uploading one of their own choosing. (Cover letters are optional.)
Education must be accredited by an accrediting institution recognized by the U.S. Department of Education in order for it to be credited towards qualifications. Therefore, provide only the attendance and/or degrees from schools accredited by accrediting institutions recognized by the U.S. Department of Education.
Failure to provide all of the required information as stated in this vacancy announcement may result in an ineligible rating or may affect the overall rating.
HUD has partnered with the Treasury's Bureau of the Fiscal Service to provide certain personnel services to its organization. Fiscal Service's responsibilities include advertising vacancies, accepting and handling applications, and extending job offers.
Please review the entire announcement before applying.
The following instructions outline our application process. You must complete this application process and submit any required documents by 11:59 p.m. Eastern Time (ET) on the closing date of this announcement. We are available to assist you during business hours (normally 8:00 a.m. - 5:00 p.m. ET, Monday - Friday). If applying online poses a hardship, please contact us by noon ET on the announcement's closing date.
HUD provides reasonable accommodation to applicants with disabilities on a case-by-case basis. Please contact us if you require this for any part of the application and hiring process.
Once the online questionnaire is received, you will receive an acknowledgement email that your submission was successful. We will review your resume and transcript(s) (if appropriate) to ensure you meet the basic qualification requirements. We will evaluate each applicant who meets the basic qualifications on the information provided and may interview the best-qualified applicants. After making a tentative job offer, we will conduct any required suitability and/or security background investigation.
The Federal hiring process is set up to be fair and transparent. Please read the following guidance.
This job originated on www.usajobs.gov. For the full announcement and to apply, visit www.usajobs.gov/job/678392600. Only resumes submitted according to the instructions on the job announcement listed at www.usajobs.gov will be considered.