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This position is located at Office of Housing/Single Family Housing/Office of Single Family Program Development/Home Mortgage Insurance Division.
This opportunity is also open to Status eligibles under announcement 22-HUD-1941. Please refer to that announcement for details on open period, eligibility, and how to apply.
07/08/2022 to 08/04/2022
$106,823 - $164,102 per year
GS 13 - 14
1 vacancy in the following location:
No
Yes—as determined by the agency policy.
Occasional travel - Travel may be required 1 to 5 times per year.
No
Permanent
Full-time
Competitive
14
No
No
22-HUD-1942-P
664053600
U.S. Citizens, Nationals or those who owe allegiance to the U.S.
Federal employees whose job, agency or department was eliminated and are eligible for priority over other applicants.
U.S. citizens or U.S. Nationals; no prior Federal experience is required.
The following are the duties of this position at the GS-14. If you are selected at a lower grade level, you will have the opportunity to learn to perform all these duties, and will receive training to help you grow in this position.
As a Credit Policy Specialist, you will:
- Develop policies, standards, guides, and methods of credit and financial analysis for FHA for determining the acceptability of the insurance and procedures for evaluating the creditworthiness and financial capacity of borrowers under all single family sections of the National Housing Act.
- Resolve many special types of credit policy issues involving single family mortgages presented by field staff, lending institutions, and other housing interests.
- Interpret statutory requirements, administrative policies as well as procedures and methods of credit analysis and translate them into instructions for the FHA's Homeownership Centers and lending community.
- Provide expert technical advice and assistance on a wide variety of Single Family programs, credit policies and Direct Endorsement issues. Meet with business and industry groups as part of responsibilities to discuss changes in FHA underwriting procedures and requirements.
- Formulate training programs to be used for or by Single Family staff and provide assistance and guidance in their application.
The official duty station for this position will be in Washington, District of Columbia. Failure to report to duty at this location may be grounds for a disciplinary action, including removal.
Key Requirements:
You must meet the following requirements by the closing date of this announcement.
Specialized Experience:
For the GS-14, you must have one year of specialized experience at a level of difficulty and responsibility equivalent to the GS-13 grade level in the Federal service. Specialized Experience for this position includes:
- Underwriting single family mortgages; AND
- Communicating and developing or directing the development of new or revised credit policies, procedures, standards, guidance or training for government-insured, -guaranteed or conventional single family home mortgage programs to diverse groups; AND
- Interpreting, implementing and providing technical guidance and responses on policies, procedures and regulations governing single family home mortgage programs.
For the GS-13, you must have one year of specialized experience at a level of difficulty and responsibility equivalent to the GS-12 grade level in the Federal service. Specialized Experience for this position includes:
- Underwriting single family mortgages; AND
- Evaluating revised credit policies, procedures, standards, guidance or training for government-insured, -guaranteed or conventional single family home mortgage programs.
Experience may have been gained in either the public, private sector or volunteer service. One year of experience refers to full-time work; part-time work is considered on a prorated basis. To ensure full credit for your work experience, please indicate dates of employment by month/day/year, and indicate number of hours worked per week on your resume.
This job does not have an education qualification requirement.
OTHER INFORMATION:
HUD will require the vaccination status of all selected applicants for the purposes of implementing workplace safety protocols such as COVID testing. Selectees who are not vaccinated and/or choose not to disclose their vaccination status will participate in a testing program as directed by the CDC based on the COVID risk level of the county in which they are working
HUD employees are subject to a number of government-wide and HUD specific ethics laws and regulations, including restrictions on working in a real estate related business, and having Section 8 tenants, along with other prohibited interests and activities. To review applicable ethics rules and HUD specific restrictions, please visit https://portal.hud.gov/hudportal/HUD?src=/program_offices/general_counsel/ethics.You will be evaluated for this job based on how well you meet the qualifications above.
Your application includes your résumé, responses to the online questions, and required supporting documents. Please be sure that your résumé includes detailed information to support your qualifications for this position; failure to provide sufficient evidence in your résumé may result in a "not qualified" determination.
Rating: Your application will be evaluated in the following areas: Technical Skills, Communication, and Teamwork.
Category rating will be used to rank and select eligible candidates. If qualified, you will be assigned to one of three quality level categories: Best (highest quality category), Better (middle quality category), or Good (minimally qualified category) depending on your responses to the online questions, regarding your experience, education, and training related to this position. Your rating may be lowered if your responses to the online questions are not supported by the education and/or experience described in your application.
Veterans' preference is applied after applicants are assessed. Preference-eligibles will be listed at the top of their assigned category and considered before non-preference-eligibles in that category.
Qualified preference-eligibles with a compensable service-connected disability of 10% or more will be listed at the top of the highest category.
A complete application includes 1. A résumé, 2. Vacancy question responses, and 3. Submission of any required documents.
Please note that if you do not provide all required information, as specified in this announcement, you may not be considered for this position (or may not receive the special consideration for which you may be eligible)
All applicants are required to submit a résumé either by creating one in USAJOBS or uploading one of their own choosing. (Cover letters are optional.) To receive full credit for relevant experience, please list the month/date/year and number of hours worked for experience listed on your résumé. We suggest that you preview the online questions, as you may need to customize your résumé to ensure that it supports your responses to these questions. Please view résumé tips.
VETERANS' PREFERENCE DOCUMENTATION: If you are claiming veterans preference, please see applicant guide for required documentation In order to be considered for veterans preference, you must submit all required documentation as outlined in the applicant guide.
CAREER TRANSITION ASSISTANCE PLAN (CTAP) OR INTERAGENCY CAREER TRANSITION ASSISTANCE PLAN (ICTAP) DOCUMENTATION: If you are a displaced or surplus Federal employee, click CTAP/ICTAP for eligibility and a detailed list of required documents you must submit in order to be eligible.HUD has partnered with the Treasury's Bureau of the Fiscal Service to provide certain personnel services to its organization. Fiscal Service's responsibilities include advertising vacancies, accepting and handling applications, and extending job offers.
Please review the entire announcement before applying.
The following instructions outline our application process. You must complete this application process and submit any required documents by 11:59 p.m. Eastern Time (ET) on the closing date of this announcement. We are available to assist you during business hours (normally 8:00 a.m. - 5:00 p.m. ET, Monday - Friday). If applying online poses a hardship, please contact us by noon ET on the announcement's closing date.
HUD provides reasonable accommodation to applicants with disabilities on a case-by-case basis. Please contact us if you require this for any part of the application and hiring process.
Once the online questionnaire is received, you will receive an acknowledgement email that your submission was successful. We will review your resume and transcript(s) (if appropriate) to ensure you meet the basic qualification requirements. We will evaluate each applicant who meets the basic qualifications on the information provided and may interview the best-qualified applicants. After making a tentative job offer, we will conduct any required suitability and/or security background investigation.
The Federal hiring process is set up to be fair and transparent. Please read the following guidance.
This job originated on www.usajobs.gov. For the full announcement and to apply, visit www.usajobs.gov/job/664053600. Only resumes submitted according to the instructions on the job announcement listed at www.usajobs.gov will be considered.
